Terms of Use

Please read our terms and conditions for using the FTGRN platform and services.

Last updated: July 11, 2025

1. Acceptance of Terms

By accessing and using the Financial Transactions Big Data Global Research Network (FTGRN) website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

FTGRN is a non-profit, academic-public-private research network that facilitates collaboration in financial data research for the public good. Our services include:

  • Providing information about research initiatives and publications
  • Facilitating networking and collaboration opportunities
  • Organizing events, webinars, and conferences
  • Publishing research findings and insights
  • Maintaining a platform for academic and professional exchange

3. User Conduct

You agree to use the service in accordance with all applicable laws and regulations. You agree not to:

  • Use the service for any unlawful purpose or in violation of any local, state, national, or international law
  • Transmit, or procure the sending of, any advertising or promotional material without our prior written consent
  • Impersonate or attempt to impersonate FTGRN, an FTGRN employee, another user, or any other person or entity
  • Engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the service
  • Use the service to transmit, or procure the sending of, any unsolicited or unauthorized advertising or promotional material or any other form of similar solicitation (spam)

4. Intellectual Property Rights

The service and its original content, features, and functionality are and will remain the exclusive property of FTGRN and its licensors. The service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

All research publications and materials made available through the network are subject to their respective copyright and licensing terms as specified by the authors and contributing institutions.

5. Network Membership

Membership in the FTGRN network is open to qualified researchers, academics, and professionals. By joining the network:

  • You agree to uphold the highest standards of research integrity and ethical conduct
  • You acknowledge that membership does not grant access to proprietary data of network partners
  • You agree to respect the intellectual property rights of all network members
  • You commit to using any shared information solely for legitimate research purposes

6. Data and Privacy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the service, to understand our practices. By using our service, you agree to the collection and use of information in accordance with our Privacy Policy.

7. Disclaimers

Important Disclaimers:

  • No Data Access Guarantee: Network membership does not provide any right or guarantee of access to proprietary data owned by participating financial institutions or partners.
  • Partner Autonomy: Each network partner retains full ownership and control over their data and is solely responsible for their data practices, security measures, and compliance with applicable regulations.
  • Limited Liability: FTGRN serves as a facilitator of research collaboration and cannot be held liable for data-related issues, breaches, security incidents, or disputes arising from the practices of individual network members or partners.

The information, content, and services provided through the FTGRN platform are provided on an "as is" basis. FTGRN makes no representations or warranties of any kind, express or implied, as to the operation of the service or the information, content, materials, or products included on the service.

8. Limitation of Liability

FTGRN will not be liable for any damages of any kind arising from the use of this service, including but not limited to direct, indirect, incidental, punitive, and consequential damages. This includes any damages arising from:

  • Use or inability to use the service
  • Any research collaborations or data sharing arrangements between network members
  • Any security breaches or data incidents involving partner institutions
  • Any disputes arising from research collaborations

9. Indemnification

You agree to defend, indemnify, and hold harmless FTGRN, its officers, directors, employees, and agents, from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or relating to your violation of these Terms of Use or your use of the service.

10. Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms of Use. Upon termination, your right to use the service will cease immediately.

11. Governing Law

These Terms shall be interpreted and governed by the laws of Belgium, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

13. Contact Information

If you have any questions about these Terms of Use, please contact us at:

Financial Transactions Big Data Global Research Network (FTGRN)

Email: contact@ftgrn.org

Legal inquiries: legal@ftgrn.org